Peak Tree Consultancy
Trees and Buildings
Mortgage Reports and Subsidence
We can provide reports on trees required by insurers and lenders when purchasing a property - known as Mortgage Reports or Homebuyers reports. We also provide advice to property owners about damage to buildings caused by trees.
We undertake surveys tailored to your requirements
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Frequently asked questions
What is a Tree Mortgage Report or an Arboricultural Homebuyers Report ?
When you are purchasing a property the lender or the insurer may require you to get a tree mortgage report/Homebuyers report. The purpose of this is to assess the the trees at the property and neighbouring trees which are within potential influencing distance.
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The report will include information about the trees' condition, a risk assessment including and the risk of direct or indirect damage to the property or nearby structures. The report will provide recommendations with regards to any works required to deal with issues that arise.
Why do I need one ?
It may be a condition of your mortgage application or house insurance that you get a report.
Also if you view a property with mature trees in the garden or near by that wish to seek advice so that you can assess the impact that these trees might have on the property and the any liabilities or opportunities arising from tree ownership
How quickly can you do a report?
We know that buying a home can be stressful and that delays and set backs can be frustrating. Speak to us and we will let you know the earliest date we can visit the property. Following the visit we aim to get the report to you within 48 hours.
What is tree related subsidence?
Trees can sometimes case damage to buildings because they take moisture out of the soil. Where there are clay soils these can shrink in prolonged dry weather causing building foundations to move.
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Why use Peak Tree Consultancy ?
All surveys and reports are undertaken by Monica Gillespie Peak Tree Consultancy's owner and Principal Consultant. She has over 30 years experience in arboriculture and is a certified professional tree inspector (LANTRA) and a certified VALID validator. She has dealt with hundreds of cases of trees causing damage to buildings.
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Peak Tree Consultancy are consultants we don't undertake any tree works, so our opinion is unbiased and we will not recommend works that are not required.
What’s involved?
Mortgage / House Buyers report
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Get in touch
Get in touch to discuss your requirements. We will need any information you have about the property, including any surveys reports or site investigations or information about previous damage.
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Quotation
We will provide you with a fixed price quotation for the survey. If its acceptable we will arrange a date to undertake the survey
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Site visit
We will visit the site, we collect information about the trees and map their locations on a plan.
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Report
We will prepare a report and send it to you ASAP. The report will outline any works required to the trees for the purposes of the mortgage or insurance.
What will it cost ?
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Surveys start at £240 but our quotes are tailored to the specifics of each case and cost will depend on the number of trees the complexity of the issues
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Contact us today and we can provide a no obligation quotation. We will need some information from you about your proposals and we aim to get back to you ASAP.